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Never take out more in student loans than you absolutely need.

Five Coloradans share stories about the student debt crisis - Chalkbeat  Colorado

Make Sure You Never Default

The U.S. Department of Education makes it easy for you to avoid defaulting with student loans. Simply contact your local school district and ask to talk to an Education Department loan officer. There are no fees or additional costs to talk to your loan officer. Once you’ve told them you’ve had enough, the loan officer will find out your eligibility for “fault discharge.” This means the loan can be discharged if you fail to make payments for more than 60 days. If the loan is in default, you will not be eligible for fault discharge.…